This Privacy Policy applies to your use of the LoanSeth website, operated by Niyara Capital Solutions Pvt Ltd ("we", "us", "our"), and explains what personal and non-personal information we collect, how we use and share it, and how we protect it. We may change, modify, add to, or remove parts of this Policy at any time; updates take effect once posted, and continued use of the site means you accept the revised Policy.
Information We Collect
We collect two categories of information:
- Personal Information — information that identifies you, such as your name, phone number, address, date of birth, e-mail address, PAN, and financial details submitted as part of a loan application.
- Non-Personal Information — browser type, device ID, operating system, and IP address.
We collect this information when you register on our website, use cookies, create a profile, or carry out a transaction (such as submitting a loan application) through the platform.
How We Use Your Information
We use the information collected to operate the website, deliver our services, respond to your queries, process your transactions/applications, troubleshoot technical issues, and improve our services. We also use information for internal business purposes such as research and data analysis.
Sharing Your Information
Your personal information may be disclosed to:
- Service providers and credit bureaus involved in processing your application.
- Affiliated group companies, with your consent.
- Government or regulatory bodies, where required for legal compliance.
- Third parties engaged for collection or recovery services.
Data Security & Retention
We maintain password-controlled servers with limited access, and apply physical, technical, and administrative security measures to protect your information — including AES-256 encryption for sensitive data such as your PAN. We retain your information only for as long as required to process your application or as legally mandated, after which it is deleted.
Your Rights
You may access or update your information by logging into your account, or by contacting us using the details below.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision.
Grievance Officer
Padmakar Jejurkar
101A, Town Centre II, Andheri Kurla Road, Marol, Andheri East, Mumbai – 400059
padmakar.jejurkar@niyaracap.com
Contact Us
For any questions about this Privacy Policy or how your data is handled, please contact us at dsa.ho@niyaracap.com or +91 85913 98032.